Qonto
Not replaceablefrom €9/montheditor verdict · 0 votes
Online business account (payment institution supervised by the Banque de France according to its site): cards, transfers, invoicing and expense management. Entry plan at €9 a month excl. VAT, billed annually.
A business account is a regulated financial service: holding funds, cards, transfers, fraud and money-laundering prevention. None of this can be built in-house. What you can do yourself is an expense tracker imported from CSV; the money itself stays with a licensed institution.
What you lose
- The account and cards, under a regulator's supervision
- Secure transfers and direct debits
- Fraud prevention
- Invoicing and receipts linked to payments
Frequently asked questions
- Can Qonto be replaced by a custom-built tool?
- casevibecode verdict: Not replaceable. A business account is a regulated financial service: holding funds, cards, transfers, fraud and money-laundering prevention. None of this can be built in-house. What you can do yourself is an expense tracker imported from CSV; the money itself stays with a licensed institution.
- What is Qonto used for?
- Online business account (payment institution supervised by the Banque de France according to its site): cards, transfers, invoicing and expense management. Entry plan at €9 a month excl. VAT, billed annually.
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