PayPal
Online payment service and wallet: card payments, transfers and buyer protection. In France, a domestic commercial transaction costs 2.90% + €0.35, with no monthly fee for a standard merchant account.
Collecting a payment is not the hard part: it is the trust. Millions of buyers already have a PayPal account and pay in one click, and the service carries buyer protection and dispute handling that you cannot rebuild. You can offer cards directly through another provider, but you lose the buyers who prefer PayPal. At 2.90% + €0.35 it is an option to add, not to replace by your own code.
What you lose
- Buyers who already have an account and pay in one click
- Buyer protection and dispute handling
- Transfers and wallet between individuals
- Conversion in many currencies
Frequently asked questions
- Can PayPal be replaced by a custom-built tool?
- casevibecode verdict: Not replaceable. Collecting a payment is not the hard part: it is the trust. Millions of buyers already have a PayPal account and pay in one click, and the service carries buyer protection and dispute handling that you cannot rebuild. You can offer cards directly through another provider, but you lose the buyers who prefer PayPal. At 2.90% + €0.35 it is an option to add, not to replace by your own code.
- What is PayPal used for?
- Online payment service and wallet: card payments, transfers and buyer protection. In France, a domestic commercial transaction costs 2.90% + €0.35, with no monthly fee for a standard merchant account.
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